Banking & Finance Lawyers in Saudi Arabia
We advise banks, lenders, and borrowers on financing transactions and Shariah-compliant structures under the regulatory oversight of the Saudi Central Bank (SAMA).
Financing Transactions
We advise lenders and borrowers on structuring, negotiating, and documenting financing transactions, including corporate loans, project finance, and syndicated facilities in the Saudi market.
- Corporate and project finance
- Syndicated loan facilities
- Security and guarantee arrangements

Islamic (Shariah-Compliant) Finance
We structure Shariah-compliant financing arrangements, including Murabaha, Ijara, and Sukuk-based structures, for clients seeking financing that complies with Islamic finance principles alongside conventional facilities.
- Murabaha and Ijara structuring
- Sukuk issuances
- Shariah-compliant security structures
SAMA Regulatory Compliance
We advise banks and financial institutions on compliance with Saudi Central Bank (SAMA) regulations, licensing requirements, and prudential obligations relevant to their Saudi operations.
Conventional & Islamic Finance
Experience structuring both conventional and Shariah-compliant financing.
SAMA-Aware
Advisory grounded in the Saudi Central Bank's regulatory framework.
Lender & Borrower Experience
Perspective from both sides of the financing table.
Areas of Focus
Frequently Asked Questions
Islamic finance structures, such as Murabaha and Ijara, avoid interest-based lending and instead structure returns through permitted trade or lease arrangements — we advise on structuring either conventional or Shariah-compliant facilities, or a mix of both.
Northman Sterling Legal
Northman Sterling Legal is a registered law firm focused on legal services in Saudi Arabia.
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